Insurance fraud in Denver is an offense that involves intentionally making false claims or providing inaccurate information. Life insurance, health insurance, and car accident claims are all types of coverage that require honest, accurate information. When someone deliberately lies or purposefully withholds impactful details, a criminal charge can result. A key element of this crime is the intent to defraud. If you provide false information unknowingly, it isn’t a crime. We encourage you to connect with an experienced defense attorney if you’re facing an accusation of fraudulent acts in Colorado.
Denver Insurance Fraud Law
Denver’s insurance fraud law prohibits individuals and agents from providing false information while intending to defraud. CRS 18-5-211 defines specific violations throughout Colorado. As a consumer, you commit insurance fraud in Denver, Cherry Creek, or Green Valley Ranch if you:
- submit a policy application with false information or omissions that is granted,
- make a false claim for loss or injury,
- stage a car accident to file a false claim,
- file a claim for the payment of a loss that predates the policy itself,
- or make an oral or written statement supporting a claim you know is fabricated
Agents can also be held accountable for specific types of insurance fraud in Colorado. If they present documents of being insured with false information to clients or misappropriate certain premium funds, criminal penalties and a loss of their professional license can result.
Is Insurance Fraud a Misdemeanor or Felony in Colorado?
Acts of receiving a policy after providing a fictitious application is often a class 1 misdemeanor in Colorado. Defendants in these cases face:
- up to 18 months in county jail,
- a maximum fine of $5,000
However, other instances of defrauding an insurance company or staging an accident are a class 5 felony. Penalties for conviction include up to 3 years in prison, 2 years of parole, and a fine of up to $100,000.
Insurance Fraud Lawyer in Colorado
Seeking skilled representation in Colorado is essential when allegations of insurance fraud exist. Our crimnal lawyers have decades of combined experience defending clients facing complex fraud charges and often achieve favorable outcomes. Perhaps you never intended to defraud the insurance company, there was a simple mistake or oversight, or as an agent you weren’t aware the certificate was false. That said, contact our law office today for a free, confidential consultation. We will carefully analyze your fraud case and recommend next steps in your defense. Our affordable fees and flexible payment plans make obtaining a strategic fraud attorney possible in uncertain times.
If you or someone you know is facing a charge for fraudulent acts in Colorado, be smart. Contact the highly-rated defense attorneys at O’Malley and Sawyer, LLC at 303-731-0719. Together, we can protect your future.
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